Pricing
Fees & pricing
Transparent and all in USD. No fee on USDC top-ups — the fees listed below are disclosed up front. Other fees may apply; see the full schedule.
3DS fee / e-commerce transaction
per transaction
Free
Account closure
one-time
$10.00
Account residency — Visa Corporate
$3.00
Account residency — Visa Infinite
per card / month
$5.00
Apple Pay extra fee on volume
% of amount
Free
ATM auth / balance / decline (pass-through USD)
per transaction
$0.60
ATM withdrawal — fixed
per transaction
$1.50
ATM withdrawal % (end-user, + $1)
% of amount
1%
Authorisation fee / transaction
per transaction
Free
Corporate card issuing
$1.00
Crypto merchant gateway (fee on invoice)
% of amount
0.35%
Dispute / chargeback processing (per case)
per case
$45.00
FX fee — non-USD transactions (end-user)
% of amount
1.99%
KYC individual (rejected)
per applicant
$0.99
QR Payments received (P2P)
% of amount
Free
Top-up — ETH · Ethereum
% of amount
3%
Top-up — Other coins
% of amount
3%
Top-up — USDC
% of amount
2%
Top-up — USDC · Arbitrum
% of amount
0.5%
Top-up — USDC · Base
% of amount
0.5%
Top-up — USDC · Ethereum
% of amount
1.5%
Top-up — USDT
% of amount
2%
Top-up — USDT · Arbitrum
% of amount
0.5%
Top-up — USDT · Base
% of amount
0.5%
Top-up — USDT · Ethereum
% of amount
2%
Top-up — USDT · Tron
% of amount
2%
Virtual card setup (per card issued)
per transaction
$0.50
Wallet (Apple/Google Pay) fee / transaction
per transaction
Free
Prices are set by Bitypay. Card spend at merchants carries no extra Bitypay fee beyond the FX markup shown above where applicable. ATM operator and network conditions may apply. All amounts in USD.